blakesmommie asked:


If i am planning on filing bankruptcy, in about 2 months, would it be ok to stop paying the credit counseling people? We didnt start credit counseling to file banruptcy, but now it is the best thing for us…..

Melissa J asked:


We just filed chapter 7 bankruptcy and it will be discharged soon. We are in need of a new car, but when we stopped by to talk with the finance manager at a car lot he said we would have to wait 6 months before any of the banks would touch us. Is this true? Has anyone bought a car soon after they were discharged? Thanks for your answers!

EJ asked:


I am in the process of filing for chapter 7 bankruptcy. My girlfriend and I are also trying to buy a house. She has all of the money for the house. We are going to pay cash. All of the debt that I am declaring bankruptcy on is mine. I haven’t used a credit card in nearly a year, but am still buried in debt.
How soon after declaring bankruptcy can I own property? We would like to put my name on the house at some point, but don’t want it to look like we have been hiding assets.

KLLMLL22 asked:


What are the rules about filing bankruptcy with co-signers or being the secondary cardholder on a credit card account? Also, would it be better to file an auto loan under bankruptcy or to have it voluntary reposessed?

Charles asked:


It’s been 10 years since my discharge. It’s been a long road, but now this bankruptcy needs to come off my report. How do I start the process?

ll_jl_sl asked:


I’m filing bankruptcy and if I surrender my van I don’t have a way to work. Is it possible to get a vehicle before I file ?