air b asked:


What are the steps to declaring bankruptcy yourself, if you want to start somewhere and you want to just start today ?

eucalyptusrox asked:


How does one file Bankruptcy after job loss and stuck with a foreclosed home and repo’d automobile? Is this a long process and is it recommended? What are the key negative points if one chooses this route? Thank you!
Also, how likely is it that a broke jobless person will get sued and have wages garnished and bank accounts seized due to owing on a repo’d car?

sidney4 asked:


I am applying for a retail managment position and they sent my information to GIS services. I filed bankruptcy 12/1998. By law is GIS allowed to “fail” me in the background check? Is there a cut-off in years they go back?

salichristina asked:


My husband and I just filed for bankruptcy not too long ago and are planning on getting a cell phone plan. Does anyone know how much the bankruptcy will affect our deposit for phone service (credit check deposit)

Ted asked:


I filed for bankruptcy, but then my finances improved and I was able to pay my bills, so the bankruptcy matter was dropped and I was never declared “bankrupt” by the court and got no relief. Will this show up on my credit at some future date?

jj asked:


Hi, we are preparing to file for bankruptcy. But we have found a house that we would like to buy on land contract. If we would sign the contract now and file for bankruptcy in a few months could this cause an problems with the land contract on the home? Thanks!

CHAD5770 asked:


Our lease is up in 3 weeks and we were late on 1 payment, sp we lost our pre approval for another lease. The dealer tried everything to get us set up, but we need to wait until the bankruptcy is dicharged before we can do anything, so we do not add it to the file, it makes sense.

moegold2000 asked:


Will I have to declare my bankruptcy on my taxes? Is it counted as income?

km10j8baker asked:


I have filed chapter 13 bankruptcy and I have not filed my income taxes yet. I have been told that the bankruptcy court can take your refund if you have one due to you. Is that true?

ilurvsmesumgameshows asked:


I have been unemployed for months and have been on interview after interview. I have been using the cc for mortgage payments, bills, but I know we are going to be filing bankruptcy in March of 2009. How far will they go back to see what I have borrowed? Just curious. BTW, I am still hopeful I will land a job soon. I am still interviewing!!!!!